Effective Date: April 28, 2025

1. Introduction
Welcome to Home Cover Now (homecovernow.com). These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our services.

2. Use of the Website
You agree to use our website for lawful purposes only. You must not engage in any activity that:

• Violates any laws, regulations, or third-party rights.

• Interferes with or disrupts the functionality of the website.

• Involves transmitting harmful or malicious content, including viruses.

3. Services Provided
Home Cover Now provides home insurance lead generation, CRM solutions, and related marketing services tailored for home insurance agents. The specific details of the services provided will be outlined in agreements between us and the client.

4. Account Registration
To access certain services, you may need to create an account. You are responsible for providing accurate, current, and complete information, as well as maintaining the security of your account.

5. Payment and Billing
All payments for services are processed in accordance with the terms outlined in our contracts. By submitting payment information, you authorize us to charge the agreed amounts for the services rendered.

6. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Home Cover Now or its licensors and is protected by intellectual property laws. You may not use, copy, or distribute any content without written permission.

7. Limitation of Liability
To the fullest extent permitted by law, Home Cover Now will not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our website or services, including any loss of data or revenue.

8. Indemnification
You agree to indemnify and hold harmless Home Cover Now, its affiliates, and partners from any claims, damages, or expenses arising from your use of the website or services, including violations of these Terms.

9. Termination
We reserve the right to suspend or terminate your access to our services at any time if we believe you have violated these Terms or engaged in fraudulent activity.

10. Governing Law
These Terms and Conditions are governed by the laws of the State of [Your State, e.g., California], United States. Any disputes related to these Terms will be resolved in the competent courts of [Your State].

11. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated “Effective Date.” Please review these Terms regularly to stay informed of any changes.

12. Contact Us
For any questions regarding these Terms and Conditions, please contact us at:
Email: [email protected]